Visa Everywhere Initiative Global Innovation Program 2023 for Innovative Startups Worldwide ($500,000 USD in Prizes)


Application Deadline:  May 22, 2023

Visa Everywhere Initiative is a global, open innovation program that tasks startups to solve payments and commerce challenges for Visa, clients, and customers everywhere. It provides a premier global platform to demonstrate your ground-breaking solutions to the world.


Visa is looking for products that deliver innovative payment and commerce solutions to consumers and businesses. These include but are not limited to:

Enablers of digital services and digital issuers

  • Blockchain and cryptocurrency
  • Crowdfunding
  • Banking as a service
  • BIN sponsors
  • Issuer/ Processors
  • Program managers

Digital issuance

  • Blockchain and cryptocurrency
  • Alternative lending
  • Personal financial management
  • Money transfer and remittance
  • Digital banking (aka neobanks)
  • Digital wallets, P2P, and transfers
  • Employee benefits
  • Payables
  • Corporate cards (aka expense management)

Value-add for merchants and/or consumers in regard to finance

  • Data and analytics
  • ID, authentication, and security
  • InsurTech
  • Loyalty
  • Merchant services and tools
  • Process and pay infrastructure
  • Retail technology

Small/medium-sized business

  • Money movement (disbursements, intra-account, P2P vendor, payments)
  •  Acceptance (e-commerce, mobile acceptance)
  • Risk management (chargebacks, etc.)
  • Brand management (community building, etc.)

New categories

  • Sustainable Fintechs
  • Urban Mobility
  • Risk


Three monetary prizes will be awarded during the global finals event celebrated on September 19th at the TechCrunch Disrupt event in San Francisco.

  1. Overall Winner: $50,000 USD
  2. Audience Favorite: $10,000 USD (The overall winner and the Visa Direct winner are also eligible to win the Audience Favorite prize)
  3. Visa Direct: $10,000 USD

Global finalists will also  be hosted by Visa at the TechCrunch Disrupt Pavilion to exhibit together their companies in the Expo Hall with the following benefits:

  • (1) standing demo table or kiosk in the Expo Hall all 3 days
  • (1) 11” x 14” tabletop sign with sponsor logo
  • Founder pass
  • Access to complimentary partner wifi network and power
  • Access to Startup Exhibitor Lounge
  • Access to TechCrunch Disrupt press list
  • Inclusion in the Disrupt mobile app

Prior to the global finals, the following local and regional prizes will also be awarded:

Kingdom of Saudi Arabia
Finals will be held in person on Wednesday, June 14th, 2023.

  • 1st Place – $40K
  • 2nd Place –  $27K
  • 3rd Place – $13K
  • Oman Winner, 1st Place: $40K
  • Bahrain Winner, 1st Place: $40K
  • Impact Award Winner: $13k

South Africa

  • 1st Place – $20K
  • 2nd Place – $10K
  • Audience Favorite – $10K
  • Impact Award – $10K


  • 1st Place – $20K
  • Audience Favorite –  $10K
  • Impact Award – $10K

CEMEA (Central Europe, Middle East, and Africa)
Virtual finals livestreamed on TechCrunch

  • 1st Place – $20K
  • Audience Favorite – $10K
  • RISK Winner – $25K

How to Participate

  1. Apply here
  2. Visa will select one winner per each region that will move forward to the global finals event in San Francisco, CA.
    1. North America
    2. Europe
    3. Asia Pacific
    4. Latin America
    5. CEMEA [Central Europe, Middle East, Africa] – This region will run additional competitions. See the schedule for more information.


Local application deadlines

Kingdom of Saudi Arabia: Sunday, May 14, 2023
Finals will be held in person on Wednesday, June 14, 2023.

South Africa: Sunday, May 14, 2023

Kenya: Sunday, May 14, 2023

Regional application deadlines

Central Europe, Middle East, and Africa: Monday, May 22, 2023

Asia Pacific: Monday, May 29, 2023

Europe: Monday, June 5, 2023

Latin America and the Caribbean: Monday, June 12, 2023

North America: Monday, June 26, 2023

Global finalists announcement: Monday, August 21, 2023

Global finals: Tuesday, September 19, 2023

TechCrunch Disrupt, Moscone Center, San Francisco, CA

For More Information:

Visit the Official Webpage of the Visa Everywhere Initiative Global Innovation Program 2023


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